Finding the Best Medicare Supplement can be a daunting task, especially if you are just turning 65 or are new to Medicare. There are many things to consider including which Medicare Supplement Plan to buy, which company to buy it from, how much you need to pay. In addition, some Medicare plans may have extra […]
Category Archives: Uncategorized
April 16th is National Healthcare Decisions Day
Do you have an advanced directive? Whether a living will or medical power of attorney; these two things are at the basis of the “National Healthcare Decisions Day” — making a decision about “end-of-life care” and putting it to paper. What is an advanced directive? An advanced directive is a general term that describes two […]
Are you prepared for Medicare open enrollment?
Medicare’s annual open enrollment period begins Oct. 15 and runs through Dec. 7. During this period, Medicare beneficiaries are free to select new plans. The experts who track annual changes in Medicare know that the terms and costs of plans change so much each year that millions of beneficiaries could save money in 2017 and improve their […]
Medicare Supplement and Part D
Medicare Supplement and Part D Original Medicare with a Medicare Supplement and Part D plan means that a Medicare Beneficiary is receiving Part A and Part B of Medicare, purchases a Medicare Supplement (Medigap Plan) to Supplement the Original Medicare Benefits and purchases a Medicare Part D plan for Prescription Drug coverage. Is this option […]
Medicare Supplement
Original Medicare with a Medicare Supplement and No Part D plan means that a Medicare Beneficiary is receiving Part A and Part B of Medicare and purchases a Medicare Supplement (Medigap Plan) to Supplement the Original Medicare Benefits and does not purchase a Medicare Part D plan for Prescription Drug coverage. Is this option right […]
PPO with Prescription Drugs
A Medicare PPO Plan is a Medicare Advantage Plan where a Private Insurance company provides your Medicare Part A and Part B benefits and, in addition, this option includes Medicare Prescription Drug Coverage. In a Medicare PPO Plan, you can get Medical Services from any provider who accepts Medicare. The Medicare PPO has a preferred […]
How do I prevent Medicare fraud?
Medicare fraud is when providers mislead Medicare into paying for services it shouldn’t pay for or paying more than it should pay. There are many ways you can prevent fraud: Protect your Medicare number the same way you would protect your credit card number. Be careful about who you give your Medicare number to. Be […]
Medicare Supplement Plan Shoppers – 5 Tips for the Annual Enrollment Period
Tip #1 – If you currently have a Medicare Advantage Plan, it will be in your best interest to switch to original Medicare with supplemental insurance. Over $132 million in government funding for the Medicare Advantage program has been cut leaving these plans in limbo. Most companies will be raising prices and cutting benefits in […]
Medicare Gets New Lease On Life; Social Security Program Remains Healthy
The new health care law has significantly improved the prognosis for Medicare, extending the life of its trust fund by 12 years until 2029, and thereby delaying any need for dramatic changes in benefits or revenues, according to a new report. The annual check-up from government actuaries overseeing the nation’s two central safety-net programs also […]
The Blind Side & Disability Insurance2
With baseball heating up in the run for playoffs and the football preseason just kicking off, this is a great time to consider an unfortunate part of sports (and life) – injuries. For professional athletes, disability insurance is essential to protecting one’s livelihood and talent. If an athlete is injured, it could end his/her whole […]